About

About Us

At Elite Lending Services, we believe every home financing journey deserves personal attention, expert guidance, and a lending partner you can trust. Founded on a commitment to service, integrity, and excellence, our team brings decades of mortgage experience to every client relationship.

Whether you’re purchasing your first home, refinancing your current mortgage, investing in real estate, or exploring specialized loan options, we’re here to simplify the process and help you make confident financial decisions. We take the time to understand your unique goals, then work diligently to find the lending solution that best fits your needs.

Meet the Team

Company NMLS ID#2230562

Paula Kelley, President

NMLS ID #252079

With over 30 years of experience in helping people achieve their homeownership dreams, I’m excited to announce the opening of my own mortgage company. This allows me to provide even greater value to my clients, realtors, and referral partners. Our company’s mission is to serve with excellence, offering competitive rates and personalized service. I’ve assembled a team of like-minded professionals dedicated to creating clients for life. We look forward to working with you!

Reach Me Directly at 410-591-5239 or paula@elitelendingservices.com

Licensed in DE, MD, PA, & VA

Dan Dering

Borrower Advocate/Vice President

NMLS ID #2183872

A native Marylander, I have resided in Anne Arundel County the past 25 years. Married, proud father of 3 adult daughters, 1 adult stepdaughter, and 2 grandchildren. Celebrating my 40th year in retail, residential, mortgage lending. Have performed almost every role associated with the successful origination, processing, underwriting, and closing of mortgage applications.
Please note my title, borrower advocate . All I care about is my client borrowers’ experience and making it an anxiety free transaction.

Reach me directly at 443-676-0012 or daniel@elitelendingservices.com

Remote Professional, Licensed in MD

Amber Marie Craig

Operations & Administration Support – Licensed Mortgage Loan Originator

NMLS ID #2510515
Providing exceptional service is my top priority. I support clients and the team through the administrative and operational side of the loan process, helping ensure a smooth, organized, and efficient experience from application through closing.
With a strong understanding of mortgage workflows, I assist with documentation, communication, and coordination—so every detail is handled with care. My goal is to make the process feel clear, supported, and stress-free, while helping clients move confidently toward homeownership.

Reach me directly at 443-421-6855 or amber@elitelendingservices.com

Remote Professional, Licensed in MD

JoAnn Morrison

Sr. Loan Processor

I am excited to bring over 28 years of mortgage banking experience to our team. It is a true pleasure to work with our first time home buyers, previous homeowners, or one of our many repeat clients. I have the knowledge and skills needed to have your loan closed quickly and with as little effort on your part as possible. I have lived in Queen Anne’s County for 26 years and enjoy all the Eastern Shore has to offer.